Reference

What You Agree to When You Use ciloktoto

These legal terms set out your rights, your account conditions, and how we handle your data when you access the lobby through any device. Availability depends on local law and is open only where eligible in Indonesia.

Account eligibility conditionsData handling and retentionDANA, OVO, GoPay transaction termsJurisdiction-dependent accessHow to request changes
ciloktoto What You Agree to When You Use ciloktoto
LEGAL CONTACT PATHS

How to Reach Us About Legal Matters

If you have a question about these terms, a data request, or a dispute related to your account or a payment via DANA, OVO, or GoPay, reach us through the channels below. We handle legal and policy queries separately from general account support to make sure your concern gets to the right team fast.

Team online

Live Chat

Open the chat widget on any page of the site. For legal or policy matters, select the account and compliance option from the menu to route your message directly.

Email Support

Send your legal query or data request to our support email. Include your registered account name and the wallet type — DANA, OVO, or GoPay — linked to your account.

Account Help Centre

Log in and navigate to the Help section under your account settings. Legal queries submitted here are flagged to our compliance team and receive a written response.

DATA AND SECURITY

How We Protect Your Account and Data

Your account security and the privacy of your payment data matter to how this platform runs. We apply encryption across all account activity — including wallet connections to DANA, OVO, and GoPay — and we do not store full payment credentials on our servers. Here is what that means in practice for your account.

Data Retention Policy

We keep your account data only as long as your account is active or as required for legal compliance. Inactive accounts are flagged for review after an extended period of no login activity.

Cookie Use

We use session cookies to keep you logged in and preference cookies to remember your deposit method — DANA, OVO, or GoPay — so your next session loads faster without re-entry.

Account Security Steps

Login requires OTP verification sent to your registered mobile number. Any change to your linked payment wallet triggers a re-verification step before the new wallet is active.

Requesting Data Changes

To update, correct, or request deletion of your personal data, contact us through the Help Centre or email support. We process verified requests within a reasonable period under applicable law.

Your Legal Questions, Answered Directly

These are the questions we actually get about account terms, data rights, and payment conditions. If yours is not here, reach us through live chat or email and our team will respond in writing.

Yes. Each e-wallet provider has its own terms. When you transact through DANA, OVO, or GoPay on our platform, both our terms and the wallet provider's terms apply simultaneously to that transaction.

Access depends on local law and is available only where permitted. We recommend checking the regulations that apply in your area before creating or using an account on the platform.

Yes. Submit a data access request through the Help Centre or via email support. Include your registered account name. We will respond with the information we hold under applicable legal requirements.

We retain certain account data for a period required by law after account closure — primarily for fraud prevention and transaction records. Data no longer needed for compliance is deleted from active systems.

We reserve the right to suspend accounts that breach our terms. In most cases we will notify you, but where fraud or security risk is identified, immediate suspension may occur to protect the account.

Reach our compliance team through live chat by selecting the account and compliance routing option, or send your dispute in writing to our support email. We will respond with a written position on your concern.
Reference

Legal

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.